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  • About
    • All About Theory
    • Meet the Team
    • Theory Companies
    • Theory Cares
    • Fill The Barrel
    • Blog
  • Buy
    • Buy With Theory
    • 2022 Homebuyer Guide
    • Virtual Home Buyer Bus Tour
    • Your Guide to the PNW
    • Featured Listings
    • Home Search
    • Sign In
  • Sell
    • Sell With Theory
    • Free Home Estimate
    • 1 Hour Cash Offer
    • Sold By Theory
  • Invest
  • Construction
  • Property Management
  • Careers
  • Contact

3 Reasons Why Buying a Home is Easier Than You Think!

When it comes to buying a home, it’s easy to get overwhelmed. Phrases like, “Down payments, interest rates, mortgages, and pre-approvals,” often lead to what we call “analysis paralysis,” which may cause you to avoid the process altogether. So, we want to alleviate your stress and show you 3 reasons why buying a home is easier than you think!

Reason 1: It may not require as much money as you think

3 Reasons Why Buying a Home is Easier Than You Think!

One of the main concerns that buyers have when looking to purchase a home is how much they’ll need for a down payment. We’re here to tell you that you probably don’t need as much as you think! In today’s market, there are so many options that are available when financing a home, including several options that make it easy to buy with little or NO money down.

A few examples include:

  • Conventional loans that go as low as 3% down
  • Down payment assistance programs that will help you get approved with no money down
  • Government assistance programs like FHA
  • VA loans that require no down payment

Now some of you may be saying, “That all sounds great, but what about my credit!?”

That brings us to our second point.

Reason 2: You may qualify with your existing credit score, OR you may be a lot closer than you think

You may already know this, but a conventional loan to buy a home typically requires a credit minimum of 620.

But what if I’m below 620?

Have no fear, Theory is here…
Once again, there are great options available for those even in the 500’s. We would recommend consulting a Mortgage Loan Officer (also known as a mortgage lender). This may sound intimidating, but they are experts in helping you walk through the process and setting you up for success.

Reason 3: Agents are here to help

3 Reasons Why Buying a Home is Easier Than You Think!

An agent can (and should be) your best advocate in helping you through the home buying process. Will there be some challenging or even frustrating moments along the way? Sure, but agents are there to work through these challenges and ultimately save you loads of time.

Even if you’re slightly considering buying a home, talk to an agent. It doesn’t matter if you’re still a year away from starting the process, a five-minute conversation can do wonders. We promise it will save you a lot of heartache.

In Conclusion

Whether you’re looking to buy now or in the future, we hope these 3 reasons showed you why buying a home is easier than you think. Start the conversation today: Call a Real Estate Agent, talk with a Mortgage Loan Officer, and begin your journey to homeownership.

Want more information? Contact us at 253-537-HOME or hello@theoryRE.com!

“

“I think that’s the easiest it’s ever been for me to buy or sell a home!”

Brad Rasmussen -

“

We had a distressed property in Tacoma that required a lot of repair before we could sell. The task soon became overwhelming and that’s when we contacted Theory Real Estate.  They purchased the property “as is”. Within 3 weeks,  we closed on the deal. The Theory team is amazing!!  Every person we came in contact with was friendly, professional and efficient.

John and Diane Simchuk -

“

We are new investors to this market. We met Isaac and Alan through a good friend, and we are so thankful to have met them. They are the nicest, caring, most professional, kind-hearted people we have met in a long time. We would recommend these guys to ANYONE.

Anthony & Sarah Wooden - Tacoma

“

We have bought 2 homes and sold 1 home with Theory. We would recommend them to all our friends.

Rhonda & Rickey Wilks - Buckley

“

We worked with Theory to find our perfect house, but ran into a couple obstacles with the seller. The Theory team was always there with answers and went above and beyond all of our expectations.

Ceirra & Kenny Williams - Spanaway

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💰 $499,900
👣  1,653 sqft
🛏 3 Beds
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Did you know that Theory has a full-service proper Did you know that Theory has a full-service property management company? Our team at Love My Space manages a portfolio of residential and commercial properties for dozens of investors in the greater Tacoma area. If you’ve thought about hiring a property manager for YOUR properties, here are 5 unique reasons to partner with Love My Space:
-Complete Fee Transparency
-Residential AND Commercial Property Management
-In-House Construction Company
-Investment Department
-We find GREAT residents
Interested in learning more? Reach out to us at LoveMySpaceWA.com!
Meet Matt Rody of Tacoma DADU! He's one of our awe Meet Matt Rody of Tacoma DADU! He's one of our awesome panelists for next month’s Tacoma Connect. Matt is excited to share about house-hacking and how it can lead to financial success!🗓 Wednesday 2/8
⏰ 6 PM - 9 PM
📍 Edison Square (5415 South Tacoma Way)
🎟 Tickets at link in bio (tacomaconnect.eventbrite.com)
⭐️ Sponsored by Team Justice - Paramount Residential Mortgagehttps://www.eventbrite.com/e/tacoma-connect-investor-workshop-101-tickets-486963820897

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